Top Smartphones Under Rs. 20,000 As Of January 2020 !!!

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Looking to buy a Upper Mid-range Phone? Then, here is a post to help you in deciding which one to buy according to your preferences. Last year there was plenty of phones launched in this segment offering some great specs at an affordable rates. So, these are the top picks fitting right in your budget and offering great performance with good set of cameras. This Post will be updated regularly whenever a valuable Phone arrives in the market. So, do checkout this post regularly and subscribe to the Blog to get E-mail notifications. There will be one more Post in this series for the top picks in 10-15 thousand Rupees budget and will be uploaded soon.

REALME X2 :


Realme X2 Colour Variants


The latest offering X2 from Realme in its Mid-range segment is the best phone which you can buy right now under 20 K price bracket. Its pricing starts from Rs. 16,999 for 4 GB RAM and 64 GB of storage and goes up to Rs. 19,999 for its  8+128 configuration.

Let me give you quick specs review of the device. The Realme X2 offers Snapdragon 730G first in this price segment for a power packed performance, whether its gaming or day to day tasks it will perform really good. The smartphone offers quite similar Quad camera setup to the back as XT having 64 MP Samsung Isocell GW1 sensor as primary Snapper paired with F 1.8 lens, second one is 8 MP wide angle lens with a 119 degree field of view, other two sensors are of 2 MP  each and are for macro and portrait shots. The Smartphone has a 32 MP camera sensor on front to click selfies. Design wise Realme offers a Glass build Phone with protection of Gorilla Glass 5 on front and back. The 6.4 inch Super -Amoled dew drop screen with FHD + resolution is going to be the main highlight of this Phone. It's S-Amoled screen allows it to have an Optical In-display fingerprint scanner. On the battery front it is packed with a 4000 mah battery with  30 W VOOC 4.0 charging technology which is rare to find in this range. On the software front it runs on  Color Os 6 based on Android Pie.

 Definitely, it is the most value for money phone in sub 20 K range. You can't get a better deal than this. Whether you are purchasing it for Gaming or for Multimedia usage it is going to excel in all departments. Even if the cameras is your highest priority, this Phone has the best sets of cameras which you can get under this budget.

XIAOMI REDMI K20 :

Redmi K20




After much hype Xiaomi launched its K20 series last year under its Redmi lineup. The Redmi K20 was overshadowed by its bigger brother K20 Pro during first few months of its launch due to the superior hardware offered by the Pro variant.. The starting price of 22 k for its base version was a disappointment for consumers expecting its pricing to be under 20 k. Now, when its pricing is reduced by Rs 2000 which makes it one of the most compelling product to buy in sub 20,000 price bracket.


The build quality of the phone is same as the K20 pro having glass build  with metal frame protected by Gorilla Glass 5 on both front and back panel giving it premium look. The Aura design at the back panel makes K20 series the best looking Budget Flagship. Redmi K20 offers a full view Super Amoled display which makes it perfect for media consumption. It has an In-display fingerprint sensor on the screen for security purposes. The Phone is powered by the Snapdragon 730 (It has slightly lower clocked GPU than 730G) which is one of the best Upper Mid-range Processor. PUBG mobile will  easily give 35 - 40 fps in smooth settings. On the camera front Redmi K20 offers a proper triple camera layout having Flagship 48 MP  Sony IMX 582 as its primary lens combined with 13 MP  Ultra-wide Angle with 124 degree field of view and 5 MP Telephoto Camera with 2x Optical zoom. For the selfies it has 20 MP sensor in its pop up mechanism.The 4000 mah battery with 18 watt fast charge support will last for a day.  The Smartphone runs on  MIUI 11 customized skin by Xiaomi based on Android 10.

 Surely,Redmi K20 is one of the best phone in this budget. If your priority is a solid build phone with a bezel-less display experience and a good set of  proper triple camera setup then K20 is the best pick for you. The S-Amoled display of K20 is just like the icing on the cake for the consumers.



REALME XT :

Third member in the list, the Realme XT  released in september 2019 featuring first in the segment the 64 MP Camera  sensor was a  trending phone last year. It starts at Rs 15,999 for the base 4+64 variant going upto 18,999 for 8+128 configuration. As mentioned above it shares a lot of features from its upgraded model the Realme X2 . The only major difference between these two phones is in terms of processing power. The Realme XT offers Snapdragon 712 processor which is good for budget phones. Other difference is the less pixel count on the selfie camera of XT  and a 20W VOOC 3.0 instead of VOOC 4.0 fast charging. In terms of design both phones are exactly similar.Now most important  question arises which one to buy in between X2 and XT ?

If you can extend your budget by Rs. 1000 then, go for X2 as there is a major difference of processing power between these two and a 30W charger makes a big impact. Otherwise, you can buy Realme XT if you are getting a very good deal like getting it under Rs 15000  or you are in a tight budget. You will not regret your decision in both cases.

Other mentions :

If u want to avoid these  phones rather want to purchase a phone from a Tier-1 brand then here are the few listings:

SAMSUNG GALAXY A50S :

Samsung A50S


Gone are those days when Samsung was struggling to compete with the likes of Chinese OEM's in Mid-Range segment. Last year Samsung packed a punch by launching the M series and A series of the phones targeting the Online and Offline segment respectively. Samsung Galaxy A50S  the upgraded model of A50 is the best offering from Samsung in this segment. The cameras and the Super -Amoled  display are the main highlights of this phone making it great for media experience. The UI of  Samsung has improved a lot over the years and now offers a great software experience in their latest One UI. If you have made up your mind to purchase a phone from offline retailers then  A50S is the best option available for you. It starts at Rs 17,999 for its base model . You can also get some great offers  on online stores during sales.

Samsung M40 : If you really want a Punch hole display Phone in Samsung .

Nokia 8.1 : Fast software updates and a Stock Android Experience is your top most priority .














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